Brighter Horizons with a Free Account that Can Really Pay Off!

  • A Free FR or LU IBAN Account
  • FREE standard and instant SEPA transfers*
  • FREE Direct Debit Rejections
  • FREE Mastercard**
Open an Olky Account
Euros The mascot Néo The Olky Payment Mobile App Euros

Brighter Horizons with a Free Account that Can Really Pay Off!

The Olky Payment Mobile App

A Free FR or LU IBAN Account

Web banking dashboard

Absolutely free account*


    • Free standard or instant SEPA transfers
    • Up to 12 payments per month. €0.40 per additional transfer
    • For insufficient funds or disputes
    • Free for up to €1.500,00 in incoming transactions per month
    • Beyond this threshold, a fee of 0.1% is applied to the excess amount
* For more information on fees Open an Olky Account

A Mastercard Payment Card

Olky payment card

Worldwide acceptance



  • Up to €25.000,00 per week

  • Up to €100.000,00 per week
** The card is an international immediate-debit payment card.
It is sent free by mail upon request once the account balance reaches €500.00.
No monthly fees, provided that at least €500.00 in payments are made during the current month, otherwise, a fee of €2.00 per month applies.
* For more information on fees

Olky, the Account that Rewards Your Loyalty

KYCOIN tokens

Your loyalty is rewarded with KYCOIN tokens


  • Tokens can be used at Olky partners
  • Converted into euros
  • Attractive rewards
Open an Olky Account

Your Money is Protected

European Central Bank

Guaranteed funds
Your funds are guaranteed

OlkyPay safeguards client funds, even against its own failure, by segregating them at one of Europe's largest banks. Thus, client funds are subject to the highest prudential standards and are covered by the Deposit Guarantee and Resolution Fund as per the regulations available at: https://www.garantiedesdepots.fr/en

Open an Olky Account in 5 minutes

Open an Olky Account

Recent reviews from Olky customers

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Frequently Asked Questions

  • The Olky Account is freely accessible to all residents of the European Union for personal use. For professionals, the Olky Pro Account is the suitable choice!

    For non-EU residents, account opening fees may apply. Please contact customer support for more details, providing your nationality and country of residence.

  • For the ease of account opening, the majority of operations being free, and the high protection of your money.

  • Easily manage your account with a mobile app and web-banking to monitor your transactions, make standard or instant transfers, and communicate with Olky support.

    You can also manage your cards (set daily, weekly, or monthly limits), deactivate and reactivate them.

    Authorizing, rejecting, or getting reimbursements for direct debits is easily done via web-banking without any fees.

  • Banks often impose restrictions to prevent their customers from sending or receiving money under certain circumstances, such as for purchasing cryptocurrency or receiving online gambling winnings. They also impose restrictions on instant transfers, by country, or by setting limits on the amount sent or received.

    By principle, OlkyPay does not apply any of these restrictions, subject to the obligations to which it is subject. Olkypay is committed to ensuring its customers can freely use their money, uphold the presumption of innocence, and prohibit any arbitrariness.

  • Yes, you can cancel your Olky Account at any time, simply by contacting us from your connected space. The account is without any time commitment and cancellation is free.