Olkypay

Brighter Horizons with a Free Account that Can Really Pay Off!

  • A Free FR or LU IBAN Account
  • FREE Standard and Instant Transfers*
  • FREE Direct Debit Rejections
  • FREE Mastercard**
Open an Olky Account

A Free FR or LU IBAN Account

Absolutely free account*

  • Free opening of FR or LU IBAN accounts
  • No account management fees
  • Free occasional or recurring transfers
    Free standard or instant SEPA transfers, up to 12 payments per month. €0.40 per additional transfer
  • Free Direct Debit Rejections
    For insufficient funds or disputes
  • No Transaction Fees
    Free for up to €10.000,00 in incoming transactions per month,
    Beyond this threshold, a fee of 0.1% is applied to the excess amount.
For more information on fees Open an Olky Account

A Mastercard Payment Card

Worldwide acceptance

  • Free upon request**
  • Configurable withdrawal limit
    Up to €25.000,00 per week
  • Configurable payment limit
    Up to €100.000,00 per week
** The card is an international immediate-debit payment card.
It is sent free by mail upon request once the account balance reaches €500.00.
No monthly fees, provided that at least €500.00 in payments are made during the current month, otherwise, a fee of €2.00 per month applies.
For more information on fees
Open an Olky Account

Olky, the Account that Rewards Your Loyalty

Your loyalty is rewarded with KYCOIN tokens

  • Tokens can be used at Olky partners
  • Converted into euros
  • Attractive rewards
Open an Olky Account

Your Money is Protected

Your funds are guaranteed

OlkyPay safeguards client funds, even against its own failure, by segregating them at one of Europe's largest banks. Thus, client funds are subject to the highest prudential standards and are covered by the Deposit Guarantee and Resolution Fund as per the regulations available at: https://www.garantiedesdepots.fr/en

Open an Olky Account in 5 minutes

Open an Olky Account

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Frequently Asked Questions

  • The Olky Account is freely accessible to all residents of the European Union for personal use. For professionals, the Olky Pro Account is the suitable choice!

    For non-EU residents, account opening fees may apply. Please contact customer support for more details, providing your nationality and country of residence.

  • For the ease of account opening, the majority of operations being free, and the high protection of your money.

  • The Olky Personal Account is completely free for regular use.

    Beyond €10.000,00 in incoming funds per month, a fee of 0.1% applies to the excess amount.

    Transfer fees for received or sent transfers (standard or instant) remain free within the limit of 12 per month.

    No charges for rejected direct debits, even due to insufficient funds. Reimbursement requests and disputes are also free of charge.

    The card is free provided that one or more payments totaling at least €500.00 are made during the current month to maintain free status. Otherwise, a fee of €2.00 per month is applied.

    The first card is sent free by mail upon request once the account balance reaches €500.00.

    You may add additional cards to your Olky Account (for children, spouses, etc.). The cost per additional card (up to 5 per account) is €2.00 per month.

  • Easily manage your account with a mobile app and web-banking to monitor your transactions, make standard or instant transfers, and communicate with Olky support.

    You can also manage your cards (set daily, weekly, or monthly limits), deactivate and reactivate them.

    Authorizing, rejecting, or getting reimbursements for direct debits is easily done via web-banking without any fees.

  • Banks often impose restrictions to prevent their customers from sending or receiving money under certain circumstances, such as for purchasing cryptocurrency or receiving online gambling winnings. They also impose restrictions on instant transfers, by country, or by setting limits on the amount sent or received.

    By principle, OlkyPay does not apply any of these restrictions, subject to the obligations to which it is subject. Olkypay is committed to ensuring its customers can freely use their money, uphold the presumption of innocence, and prohibit any arbitrariness.

  • Yes, you can cancel your Olky Account at any time, simply by contacting us from your connected space. The account is without any time commitment and cancellation is free.